What Does Medicare Cover?

03 Aug 2022 18:01 PM

You’ve probably heard that Medicare is a great way to pay for the costs of medical care after you retire. It’s a single-payer healthcare system that covers everything from doctor visits to hospital stays and outpatient services. It also has two parts, Part A and Part B. If you haven’t signed up for Medicare yet and are wondering whether or not it’s right for you, keep reading to learn more about what this plan offers.

Part A and Part B Plans

The details of each type of coverage are different, but there are some services that Medicare covers for all enrollees, regardless of whether they’re part A or B plans. Part A is hospital insurance. Part A covers a portion of an inpatient stay at a hospital or skilled nursing facility. It also covers a daily coinsurance fee while an enrollee is recovering in their home after receiving inpatient care.

Part A covers hospice and end-of-life care, physical therapy, speech therapy, and occupational therapy. Part B is the medical insurance that covers most doctor visits, lab tests, and other outpatient services. It also covers many preventative care services, like immunizations, screenings, and breastfeeding support. Part B also covers medical equipment like crutches, walkers, wheelchairs, and other medically necessary durable medical equipment. We have a Medicare advocacy in Coral Springs that will guide you on the two parts of Medicare.

How to Maximize Your Coverage

The first step is to enroll in the Medicare plan that will cover most of the cost of your healthcare. There are three basic types of plans to choose from, Original Medicare, Medicare Advantage, and a Medicare Supplement plan. Original Medicare is the original, government-run Medicare that has been around for decades. There are no monthly premiums are associated with this plan, but you will be responsible for paying some of the costs associated with your care. Healthcare Advocate in Florida will make the process as simple as possible.

Medicare Advantage is a type of private insurance that covers Medicare services. With Medicare Advantage, you will typically pay a monthly premium and a deductible that you are responsible for paying out of pocket. Healthcare advocates in Coral Springs will help you choose a plan that works for you.

Limitations of Medicare

When you enroll in Medicare, you must accept that it won’t cover everything. You will have to pay for a portion of your care out of pocket. In addition, there are a few instances when you won’t be covered at all. You will be responsible for all your healthcare costs if you have had Medicaid within the past 60 months, are currently incarcerated, or are receiving hospice care.

When Should You Sign up for Medicare?

You become eligible to sign-up for Medicare at age 65, but the first three months after you turn 65 are a special enrollment period. If you enroll in Medicare during this time, your coverage will begin retroactively on the day you turn 65. This means you will start getting your Medicare benefits immediately rather than waiting until your official enrollment date. Medicare advocacy in Coral Springs is always available to guide you further on your Medicare sign-up.


If you are over 65, you are qualified to enroll in Medicare. The details of each type of coverage are different, but there are some services that Medicare covers for all enrollees, regardless of whether they’re part A or B plans. Contact healthcare advocate in Coral Springs or healthcare advocates in Florida for more information.


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